3 Comments So Far

  1. Thanks, Rita. I appreciate your feedback tremendously. I don’t think my broker would’ve known to mention Child Health Plus (I never asked them about it). As far as they knew, I was happy with my current plan – I never said otherwise. This is one of those examples where hindsight is 20/20. I didn’t know who to ask or that CHP was an option (I had investigated it on my own a few years back and for some strange reason thought I wasn’t eligible due to my income). I don’t even really understand the benefits included in CHP because the plan is administered through different insurance companies, so I assume I’ll get a benefits summary from CDPHP at some point soon (although now I’ve switched the girls to Blue Cross/Blue Shield).

  2. I’m so sorry this is so hard. One thing that stands out for me is that your former insurance broker surely would have known you were eligible for child health plus, it just wouldn’t have been in their best interests to tell you that. I think any claims that cost increases in existing plans are due to the ACA should be viewed with a critical eye, as in some cases this claim has turned out to be false. Insurance companies rarely want to list profit seeking as a reason for upping premiums, and this gives them a handy out. Good Luck with everything! Much Love, Reta

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